I Let AI Do My Bookkeeping for 30 Days (Honest Results)
I connected QuickBooks AI to real business accounts and let it run the books for 30 straight days. Setup took 30 minutes — bank feed, rules, receipt capture, done. The boring majority of transactions categorized themselves cleanly: Stripe payouts, SaaS subscriptions, ad spend, payroll. But three silent mistakes showed up every week and none of them threw a warning. Own-account transfers between checking and savings got booked as income, inflating revenue. Owner draws to a personal card got guessed as business expenses. Ambiguous vendors (Amazon, PayPal, Square) landed in the wrong category by default. The fix is a 15-minute Friday routine that catches all three before month-end. I also tested Xero as an alternative (similar price, similar AI) and added Expensify for team receipt capture. Real numbers, real errors, exact routine you can copy.